Can they garnish from paychecks or retirement? what can they do?
Yes they can.
Yes they can garnish your paycheck and take your income tax returns.
ruin your credit anddrive you into bankruptcy where most deadbeats belong anyways . No sympathy here .
Yes. You made a commitment and you should learn to live up to the responsibilities you made. Responsibility is the key here. Time to grow up.
when this happened to my sister she had to make monthly installments and take away her income tax. now, thats bad.
Oh, you don't want to risk them pronouncing you personally bankrupt. Be very careful. Talk to them. they only want their money and are usually very reasonable when it comes to deals.
They, and the IRS, are the only institutions that can seize your money and property WITHOUT a court hearing. they will do it, they don't bluff. Jut keep paying them as much as you can until it's done. You signed for it, it's up to you.
If it was a government backed student loan they can garnish, take 401's, keep income tax refunds, shut down your bank account and dang near anything else they can think of. Student loans cannot be put under bankruptcy or anything else. Also, they will find you wherever you go as they have access to all records you may create with future employers or lenders.
They can turn it over to a collection agency, who can garnish your paychek and/or put a lien on your house.
i have student loans?i never pay the way i should but they are willing to work with you?at least try to pay the loan back even if it is not the full payment price..it will show them that you are trying?my payment is only like $50 a month?most people can pay that?i know i will end up paying a lot back?and yes it can ruin your credit
You really have to grow up and not be a deadbeat. maybe it was okay at home to never pay debts back to mommy and daddy, but now you are out in the world with the sharks. And there is no bigger shark than the US Gov't with millions of taxpayer backing it up. The taxpayers want you to pay up as you agreed. so get your butt moving, get a 2nd job, or what ever it takes and pay up. The tax payers have you by your short hairs and we are not about to let go.
Source: http://www.financetalkinghub.com/what-can-banks-do-if-default-on-student-loans.html
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